Income/Expense - Final day

Review Lesson on graphing in Excel

Income/Expense Grand Totals, Graphs and Summary. Instructions

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Understanding Housing - Read Ch 19 in text pg 335-350 -Answer items for discussion 1-10 and Applications #2. Turn into basket when done. This is due today.

Online pop quiz tomorrow to check for understanding.

Make a list of three questions you have about renting.

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Open up the Oregon Tenant Rights document. Find three laws that you think should be changed from different sections of the tenant rights.Next, go to the Personal FInance Message Board and post a response to the Tenant Rights topic. Next respond to two of your colleagues' posting. When you are responding to another student's post include your name followed by their name in the name field when you make a reply. For example if John Doe was replying to a post from Sally Johnson, the name would read: John Doe's reply to Sally Johnson, then John would type in his comments. Next go back and respond to the responses from your posting.

Housing - Discussion of the rental process - Lease agreement worksheet & Rental agreement worksheet - read and answer questions.

Test Review Sheet

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Jeopardy

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Housing and Financial Planning Exam

Look up the following Consumer Protection Acts: Truth in Lending Act, Fair Credit Billing Act, Equal Credit Opportunity Act, Fair Debt Collection Practices Act, and Fair Credit Reporting Act on the Internet. Try to use a site that does not use legal jargon. You make have to look at several different sites to find one that is easy to read.

Describe what the act does and give an example of when and how a consumer should utilize the act. Also, explain why you think we need this act. This is to be hand-written! No Exceptions.

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Notes on Consumer Protection Acts

Review Consumer Protection Acts. You will need a piece of paper to take notes with. Yes, paper.

1. TILA
2. FCRA
3. FDCPA
4. ECOA
5. FCBA

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N.E.F.E Student Guide pg 59-70. Go over together as a class.

How variables affect a loan. Complete problems a, b, c on pg 66 (fig 5.2) in NEFE handbook.

Amortization Schedule. What is it? How do extra payments each month affect the life of a loan? Use http://www.hsh.com/calc-amort.html

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Quiz on consumer protection acts - w/out notes.

Continue withN.E.F.E Student Guide pg 59-70. Go over together as a class.

Complete and turn in Finding the best credit card for you worksheet. use bankrate.com.

Continue N.E.F.E Student Guide pg 59-70. Go over together as a class.

Disputing a bill from a creditor. Read scenario and write your own letter. Use personal business style letter format. What is the personal business letter format? Click here.

Discussion on understanding credit cards. Outline.

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Understanding what's in a credit report and what it all means.

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Pop Quiz - 3 simple interest problems.

Types of Credit- Revolving, Single Payment, and Installment

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Bankruptcy: Chapter 7 & Chapter 13

Discussion on understanding credit cards. Outline.

How credit card companies determine your payments and how paying minimum amounts will take a very long time.

How to compare the cost of credit when variables are different. Show example. Begin handout Lets Break Down a Deal. May work in pairs

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Begin auto financing. Use autotrader.com to find and determine the true cost of buying a car on credit.

For the first car you look up make sure it is a car that you would be able to buy within the next couple of years. For the second car, you may choose whatever vehicle you want - maybe your dream car.

Use the loan calculator on the autotrader website to find your monthly payment. Determine hwo much you paid for the car by multiplying your payments by your payment amount. Next subtract the amount you borrowed for the car from the total you paid for the car to determine the finance charge.

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Review for upcoming test on credit. Outline: test your credti knowledge

Homework - due when you come back on Monday.
Reading the Fine Print. Read the Nokia advertisement, Pay attention to the fine print as you try to figure out how much this phone plan really costs.

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Inducing Labor today

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Turn in Nokia Phone deal after correcting in class.

Go over answers for Let's Break Down A Deal.

Begin Employee Benefits. Look atmy personal pay stub and deductions taken out.

Read ch. 4 in textbook. Answer Items for Discussion 1-13, Application 1 & 2, and Case Problem #7.

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Outline: test your credit knowledge

Finish reading ch 4 in text concerning employee benefits. Answer Items for Discussion 1-13, Application 1 & 2, and Case Problem #7.

Class Discussion of benefits and questions afterward

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Test on Credit

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Correct tests as a class - except for essay questions.

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Beginning of Stock Tracking assignment. Find four stocks to track. Open this file stock_tracking_chart_graph and save it as stock_market_chart_graph_+your_name in your folder in Linux. Using nyse.com, pick four stocks to follow over the next few weeks. Use nyse.com to find the currrent price of the stock and fill in your chart. The last trade is the current price.

To find a stock, go to the nyse.com page and click on the "Listed Companies" link on the left side of the page. Click on "Overview" then click on the "Alphabet" tab towards the top of the page. Now find a company.

Discussion of banking features. Take notes during descussion. Click here for outline of discussion.

(If you were not here for discussion on banking) - Click on to Money 101 and go to lesson 3. Read the lesson (8 pages) and take the test at the end. After test is complete, show me results of your test

Create a flyer for a bank (use MS Word or Publisher) listing at least six checking account options with a description of the benefits of each. Also, include prices for these options. Use your notes from our discussion on checking account features for reference. By the way, it's your bank, charge what you want. Also, feel free to use your artistic abilities.