January 30

Pop Quiz - Simple Interest w/fees comparison.

Go over answers for Let's Break Down A Deal.

Go over types of credit - Installment, revolving, and single payment.

Review for upcoming test on credit. Outline: test your credti knowledge

2nd Period: Edgar Allen Poe

January 31

Create a fictional credit report for yourself. This is open note/open computer.

Review for upcoming test on credit. Outline: test your credti knowledge

Reading the Fine Print. In groups of two, read the Nokia advertisement, Pay attention to the fine print as you try to figure out how much this phone plan really costs.

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Review for upcoming test on credit. Outline: test your credti knowledge

Reading the Fine Print. In groups of two, read the Nokia advertisement, Pay attention to the fine print as you try to figure out how much this phone plan really costs.

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Review Nokia Phone Deal.

Beginning of Stock Tracking assignment. Find four stocks to track. Open this file stock_tracking_chart_graph and save it as stock_market_chart_graph_+your_name in your folder in Linux2. Using a newspaper, pick four stocks to follow over the next few weeks. Use nyse.com to find the currrent price of the stock and fill in your chart.

To find a stock, go to the nyse.com page and click on the "Listed Companies" link on the left side of the page. Click on "Overview" then click on the "Alphabet" tab towards the top of the page. Now find a company.

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Test on Credit

Read ch. 4 in textbook. Answer Items for Discussion 1-13, Application 1 & 2, and Case Problem #7.

Finish reading ch 4 in text concerning employee benefits.

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Begin Employee Benefits. Look at pay stub and deductions taken out.

Per. 1 - Lecture on banking features. Take notes during discussion. Click here for outline of discussion.

Go through the Checking Account Coach provided by the Credit Union National Association. This shoulod familiarize you with chekcing accounts.

Per 5. - Sorry guys, not here to talk so I guess you have to read. Get a textbook and read chapter 6 -Checking Accounts and Banking Services. Answer items for discussion 1-12 at the end of the chapter.

Go through the Checking Account Coach provided by the Credit Union National Association. This shoulod familiarize you with chekcing accounts.

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Finish reading ch 4 in text concerning employee benefits. Answer Items for Discussion 1-13, Application 1 & 2, and Case Problem #7.

Begin Employee Benefits. Look at pay stub and deductions taken out.

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Discussion of Chapter 4 - employee benefits, unions.

Update prices of your five stocks.

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Lecture on banking features. Take notes during discussion. Click here for outline of discussion.

Go through the Checking Account Coach provided by the Credit Union National Association. This shoulod familiarize you with chekcing accounts.

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Click on to Money 101 and go to lesson 3. Read the lesson (8 pages) and take the test at the end. After test is complete, show me results of your test

Create a flyer for a bank (use MS Word or Publisher) listing at least six checking account options with a description of the benefits of each. Also, include prices for these options. Use your notes from our discussion on checking account features for reference.

Complete bank flyer and turn in to me.

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Correct Credit tests (20 minutes)

Checking Account Unit

Using the two-line method of record keeping. No calculator needed!

Keeping a running balance (checkbook register). Use this Excel file to show class how to use a checkbook register.

An example of three transactions on a register.

Reading a bank statement

Reconciling a checking account.

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Writing Checks, deposit slips

Endorsing a check:

• Blank
• Restrictive
• Special
• Joint

Check Washing Video. What is check washing?

Checking Simulation-January- The checkbooks are to stay in the classroom. DO NOT TAKE THEM HOME. Write your first and last name on the masking tape that is on your check book. Do not waste any of the checks. Complete the simulation for January. Leave the checks in the checkbook - do not tear out. Put the worksheet in the checkbook and turn into the cupboard for your period.

14

Review endorsements

Video on check washing

January Checking simulation

Interest and Rule of 72. Answer questions using whateverr resource you wish to use (Internet, textbook, NEFE workbook, etc)

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Update prices of your five stocks.

Interest and Rule of 72. Answer questions using whateverr resource you wish to use (Internet, textbook, NEFE workbook, etc)

16

Greed Video

Review Interest and Rule of 72.

Show the power of compounding with time on your hand (Advantage of Starting Early transparency)

17

Saving and Investing - Read ch. 8 in text (p. 147-161). Terms to understand as you read: Principal, interest, nominal rate, true annual percentage rate (effective yield or effective rate), diversification, liquidity.

Answer applications 1-11 at the end of the chapter.

Article - "Banks reap billions from stealth fees"

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Presidents Day

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Make sure your January Checking simulation is completed.

Review Saving and Investing Ch. 8 in text (p. 147-161) - 20 minutes

Discussion on compounding, pay yourself first (PYF), time value of money, taxes

22

Update Stocks

Video from History Channel on The Stock Market.

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February Checking simulation

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Review Interest and Rule of 72. Understanding the difference between nominal rate and effective yield.

Discussion on compounding, pay yourself first (PYF), time value of money, taxes

Begin Power Point presentation The Fundamentals of Investing

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Complete The Fundamentals of Investing presentation.

Discuss IPO's, Laddering and Insider Trading.

Read article of Certificates of Deposit and answer questions on back.

28

IRS Video - Taxes and You - The Adventures of Julio

Form W-4 - explanation and filling out. Can you claim exemption from withholding? Not if you are a dependent. Use this tax tutorial to find out what a dependant is.

Tax returns - Filling out 1040EZ using the 1040EZ instructions

Complete form 1040EZ for Joe K. Red case study using the 1040EZ instruction booklet (Do not print out the instruction booklet!)

Auto Insurance-Notes

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Complete Simulation 3 from the IRS website to complete the tax form for Tasha Miller.

Take the remainder time in class to Review for Final - Study Guide

It has been my pleasure to have all of you in class. I hope you enjoy the rest of your senior year.

Let me leave you with one last quote:

"If you are bored with life, if you don't wake up every morning with a burning desire to do things - you don't have enough goals."

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Finals

3

Finals

BeginThe Stock Market and You worksheet to get a better understanding of how the stock market works.

Begin Stock Market WebQuest