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Move-In Costs project

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Field trip to Rays Food Place. Complete Food costs assignment.

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Add up food cost assignment and turn in to basket.

Test Review Sheet

Income/Expense Grand Totals, Graphs and Summary. Instructions

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Complete and turn in Income/Expense Grand Totals, Graphs and Summary. Instructions

Housing and Financial Planning Exam

Look up the following Consumer Protection Acts: Truth in Lending Act, Fair Credit Billing Act, Equal Credit Opportunity Act, Fair Debt Collection Practices Act, and Fair Credit Reporting Act on the Internet. Try to use a site that does not use legal jargon. You make have to look at several different sites to find one that is easy to read.

Describe what the act does and give an example of when and how a consumer should utilize the act. Also, explain why you think we need this act. This is to be hand-written! No Exceptions.

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Look up the following Consumer Protection Acts with the aid of a search engine such as Google: Truth in Lending Act, Fair Credit Billing Act, Equal Credit Opportunity Act, Fair Debt Collection Practices Act, and Fair Credit Reporting Act on the Internet. Try to use a site that does not use legal jargon. You make have to look at several different sites to find one that is easy to read.

For each act, describe what the act does and give an example of when and how a consumer should utilize the act. Also, explain why you think we need this act. This is to be hand-written! No Exceptions.

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Consumer protection acts pre-test using Syncroneyes.

Begin review of Consumer Protection Acts

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Continue with review of Consumer Protection Acts

1. TILA
2. FCRA
3. FDCPA
4. ECOA
5. FCBA

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Continue with review of Consumer Protection Acts

1. TILA
2. FCRA
3. FDCPA
4. ECOA
5. FCBA

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Correct Tests

Review Consumer Protection Acts. (N.A.L.)

Turn in the notes that you took and I will grade them in conjuction with their earlier summaries you compiled of the consumer protection acts.

Amortization Schedule. What is it? How do extra payments each month affect the life of a loan? Use http://www.hsh.com/calc-amort.html

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Begin auto financing. Use autotrader.com to find and determine the true cost of buying a car on credit.

For the first car you look up make sure it is a car that you would be able to buy within the next couple of years. For the second car, you may choose whatever vehicle you want - maybe your dream car.

Use the loan calculator on the autotrader website to find your monthly payment. Determine hwo much you paid for the car by multiplying your payments by your payment amount. Next subtract the amount you borrowed for the car from the total you paid for the car to determine the finance charge.

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Martin Luther King Jr. Day

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N.E.F.E Student Guide pg 59-70. Go over together as a class.

How variables affect a loan. Complete problems a, b, c on pg 66 (fig 5.2) in NEFE handbook.

Amortization Schedule. What is it? How do extra payments each month affect the life of a loan? Use http://www.hsh.com/calc-amort.html

Quickly review Consumer Protection Acts

League play starts -Sisters vs. North Marion @ 5:30

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Continue Unit 5 of NEFE handbook. (Types of credit, credit reports, three C's, CPA,s, bankruptcy

Discussion of credit cards - APR, Grace Period, Credit Limit, and Revolving Credit.

Reading the fine print of a credit card offer.

Begin Finding the best credit card for you worksheet. use bankrate.com.

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Complete and turn in Finding the best credit card for you worksheet. use bankrate.com.

How variables affect a loan. Complete problems a, b, c on pg 66 (fig 5.2) in NEFE handbook.

Using financial calculators off of the world wide web. Free award winning java script calculators #12. Assign. 5.2 pg. 66.

Continue Unit 5 of NEFE handbook. (Types of credit, credit reports, three C's, CPA,s, bankruptcy

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Pop Quiz - Consumer Protection Acts. Quiz is on the front board.

Finish Unit 5 of NEFE handbook. (Types of credit, credit reports, three C's, CPA,s, bankruptcy.

Disputing a bill from a creditor. Read scenario and write your own letter. Use personal business style letter format. What is the personal business letter format? Click here.

Types of Credit- Revolving, Single Payment, and Installment

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Pop Quiz - 3 simple interest problems.

Bankruptcy: Chapter 7 & Chapter 13

Discussion on understanding credit cards. Outline.

How credit card companies determine your payments and how paying minimum amounts will take a very long time.

How to compare the cost of credit when variables are different. Show example. Begin handout Lets Break Down a Deal. May work in pairs

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Sorry I'm not here.

Using the internet, briefly describe these two types of bankruptcies - Chapter 7 & Chapter 13. Please handwrite these summaries out and turn in to me.

Disputing a bill from a creditor. Read scenario and write your own letter. Use personal business style letter format. What is the personal business letter format? Click here. This letter is a serious matter so be professional, and proofread for mistakes. To find out what information should go in your letter, try looking up the Fair Credit Billing Act.

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Pop Quiz - Bankruptcy + Credit Report

How to compare the cost of credit when variables are different. Show example. Begin handout Lets Break Down a Deal. May work in pairs

Continue with handout Lets Break Down a Deal. May work in pairs

Keep assignment when finished, we will go over it during the next class.

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Pop Quiz - Simple Interest w/fees comparison.

Go over answers for Let's Break Down A Deal.

Go over types of credit - Installment, revolving, and single payment.

Review for upcoming test on credit. Outline: test your credti knowledge

2nd Period: Edgar Allen Poe

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Create a fictional credit report for yourself. This is open note/open computer.

Review for upcoming test on credit. Outline: test your credti knowledge

Reading the Fine Print. In groups of two, read the Nokia advertisement, Pay attention to the fine print as you try to figure out how much this phone plan really costs.

Nokia Phone Deal.

Beginning of Stock Tracking assignment. Find four stocks to track. Open this file stock_tracking_chart_graph and save it as stock_market_chart_graph_+your_name in your folder in Linux2. Using a newspaper, pick four stocks to follow over the next few weeks. Use nyse.com to find the currrent price of the stock and fill in your chart.

To find a stock, go to the nyse.com page and click on the "Listed Companies" link on the left side of the page. Click on "Overview" then click on the "Alphabet" tab towards the top of the page. Now find a company.

Begin Employee Benefits. Look at pay stub and deductions taken out.

Read ch. 4 in textbook. Answer Items for Discussion 1-13, Application 1 & 2, and Case Problem #7.

Test on Credit

Finish reading ch 4 in text concening employee benefits.

Input new sotck prices into stock tracker chart that you saved last week.

Video on beginning of unions in U.S. - 20 minutes

Discussion of benefits afterwards.

Per. 1 - Lecture on banking features. Take notes during discussion. Click here for outline of discussion.

Go through the Checking Account Coach provided by the Credit Union National Association. This shoulod familiarize you with chekcing accounts.

Per 5. - Sorry guys, not here to talk so I guess you have to read. Get a textbook and read chapter 6 -Checking Accounts and Banking Services. Answer items for discussion 1-12 at the end of the chapter.

Go through the Checking Account Coach provided by the Credit Union National Association. This shoulod familiarize you with chekcing accounts.